FEMA inspections give precise information on properties that are located in disaster zones with remarkable timeliness.
Following natural disasters, visual inspections are carried out on the property to evaluate the nature and severity of damages. FEMA inspections are conducted on all kinds of properties irrespective of whether they are occupied, vacant, on current loans or on delinquent loans. UNPPG provides three kinds of FEMA inspections:
- Standard Property Inspection; A visual, external inspection in which inspectors do not go inside the property.
- Standard FEMA Inspection: Inspectors are concerned with finding out as much information about the natural disaster. They obtain specific information on conditions such as property accessibility, damages and flood lines. Inspectors try to know the borrower's intention concerning conducting repairs or rebuilding the property.
- Extended FEMA Questionnaire: Apart from the data obtained in the standard FEMA inspection, inspectors are concerned with the general conditions of the property and its neighborhood. For instance, the presence of mold or need for repairs on the property will be reported and the same would be reported if observed on neighboring homes.